Scheme Gallery EMI Calculator Rate of Interest
Service Charges & Fees
Service Charges & Fees
Sl.No.(1) Details of service charges(2) Existing (3) Revised (4)
1 Issue of cheque book 3.00/- per leaf.
[First 25 leaves free for SB a/c]
3.00/- per leaf
(No free leaves for all type of accounts)
2 Inoperative/Unoperative account charges For SB. 50/- per half-year
For CA 100/- per half-year
For SB a/c 50/- per half year
(except student & No frill a/c)
For CA a/c 100/- per half year
3 Cheque /ECS Debit return charges For Local Clearing for SB a/c
150/- per instrument
for CA a/c 250/- per instrument

For Outstation Clearing 200/- per instrument
Inward Cheques/ECS Debit
For SB a/c & CA a/c
Cheque upto 50,000/- 150/-
Above 50,000/- 250/-

Outward Cheques
200/-
4 Account closing charges For SB a/c 100/-.
For CA a/c 200/-
Closure of account before one year from the date of opening
For SB a/c 100/-
For CA a/c 200/-
RD – Nil

Closure of account after one year from the date of opening
For SB a/c 50/-
For CA a/c 100/-
RD – Nil
5 Statement of accounts charges 25/- per statement 50/- for statement upto 6 months
6 For issue of duplicate Pass book charges (For all kind of accounts) with latest balancd 50/- (For all kind of accounts) 100/- (100/- for every 40 entries)
7 Activation charges for Inoperative/Unoperative account (Operative account) 100/- (Except Student account/No Frills a/c) Nil
8 Issue of NOC charges 50/- per certificate No Change
9 Cheque stop payment charges/ECS debit 100/- per instrument No change
10 Revalidation charges 100/- No change
11 Passport Office certificate 100/- No change
12 Jewel Loan OD intimation charges 15/- (For ordinary post)
50/- (For Regd. Post)
20/- (For Ordinary Post)
70/- (For Regd. Post)
13 Jewel Loan minimum Interest 15 days interest No change
14 Cost of Personal Loan application 100/- No change
15 Death Claim Form Free of cost No change
16 Non-maintenance of minimum balance in the SB account 50/- will be collected on monthly basis (i) For SB account
With cheque facility -50/- per month.
Without cheque facility - Nil.
(ii) For Curent a/c - 50/- per month.
17 Processing charges for Personal Loan Below 1.00 lakh - 250/-
Above 1.00 lakh - 500/-
No change
18 C” Class shares for Jewel Loan 10 shares @ 10/- each No change
19 Entrance Fee for “C” Class Members 10/- No change
20 Deduction of “C” Class shares for Personal Loan 250/- (25 shares) +
25/- as entrance fee
No change
21 Remittance:
Issue of Banker’s Cheque/our DD/Pay Order/MTs/TTs/Drafts
a) Customers - 4/- per 1,000/-
Minimum 40/-
Maximum 10,000/-

b) Non-Customers
7.50/- per 1,000/-
Minimum 75/-
Maximum 15,000/-
No change
22 Collection of Outward Cheques :
Upto 5,000/-
From 5,001 to 10,000/-
From 10,001/- to 1,00,000/-
Above 1,00,000/-
25/-
50/-
100/-
200/-
No change
23 Collection of Bills: 10/- per 1,000/-
Minimum 100/-
Maximum 10,000/-
No change
24 DD/Bankers cheques/Pay order cancellation of charges 150/- No change
25 Issue of Solvency Certificate 500/- per 1,00,000/-
Maximum 20,000/-
No change
26 Charges for Safe-custody
i)Scripts
ii)Sealed cover
iii)Sealed Boxes
150/-
150/-
300/-
No change
27 New Locker opening processing charges 100/- 250/-
28 Charges for execution of bonds (Societies) 250/- per loan No change
29 Jewel Loan Processing charges 0.1% to the loan amount
Minimum 25/-
Maximum 100/-
No change
30 Locker Operation charges NIL 20/- per visit
(more than 24 free visit per year).
31 Cash withdrawal per year - 2/- per withdrawal (minimum 10/- if exceeds 60 withdrawals per year).
32 HML processing fee 1% to the loan amount,
Minimum - 1,000/-
Maximum - 2,500/-
No change
33 SHGs loan processing fee 100/- No change
34 Ledger Folio charges for Current a/c 100/- per half year No change
35 Incidental charges for long pending Advance Repayable and other liabilities 50/- per half year 100/- per half year
36 Locker break opening charges (Key lost) 500/- + actual breaking charges paid to Godrej Co., 1,000/- + Company charges. Need to maintain key deposit - 5,000/-.
37 Charges to be collected for loss of token (from customer) Nil 100/- per token
38 RTGS/NEFT charges Nil
Commission Details

(Including Service Tax)
Upto
12.00
Noon
Upto
3.30
p.m.
 RTGS:
 2.00 lakh to 5.00 lakh
  Above 5.00 lakh
28.00
56.00
29.00
57.00
 NEFT:
 Upto 10,000
 10,001 to 1.00 Lakh
 1,00,001 to 2.00 Lakh

3.00
6.00
17.00
4.00
7.00
18.00