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Service Charges & Fees

REVISION OF SERVICE CHARGES (w.e.f. 09.03.2020) (ITMS)


SI.No Details of service charges Existing Revised
1 Issue of cheque book Rs.3.00/- per leaf.
(No free leaves for all type of accounts)
No change
2 Inoperative/Unoperative account charges For SB. a/c Rs.100/- per half-year
(except student & No frill a/c)
For CA a/c Rs.150/- per half-year
For SB. a/c Rs.250/- per half-year
(except student & No frill a/c)
For CA a/c Rs.300/- per half-year
3 Cheque/ECS Debit return charges Inward Cheques/ECS Debit
For SB a/c & CA a/c
Cheque upto Rs.50,000/- Rs.250/-
Above Rs.50,000/- Rs.350/-
Outward Cheques
Rs.200/-
Inward Cheques/ECS Debit
For SB a/c & CA a/c
Cheque upto Rs.50,000/- Rs.300/-
Above Rs.50,000/- Rs.400/-
Outward Cheques
Rs.200/-
4 Account closing charges Closure of account before one year
from the date of opening
For SB a/c Rs.150/-
For CA a/c Rs.250/-
RD – Nil

Closure of account after one year
from the date of opening
For SB a/c Rs.100/-
For CA a/c Rs.150/-
RD – Nil
Closure of account before one year
from the date of opening
For SB a/c Rs.250/-
For CA a/c Rs.300/-
RD – Nil

Closure of account after one year
from the date of opening
For SB a/c Rs.150/-
For CA a/c Rs.200/-
RD – Nil
5 Statement of accounts charges Rs.50/- for statement upto 6
months.
Rs.100/- for statement upto 6
months.
6 For issue of duplicate Pass book
charges (For all kind of accounts)
with latest balance
Rs.100/-
(Rs.100/- for every 40 entries)
No change
7 Issue of NOC charges Rs.50/- per certificate Rs.100/- per certificate
8 Cheque stop payment
charges/ECS debit
Rs.100/- per instrument Rs.150/- per instrument
9 Revalidation charges Rs.100/- Rs.200/-
10 Passport Office Certificate Rs.100/- Rs.250/-
11 Jewel Loan OD Intimation charges Rs.25/- (For Ordinary Post)
Rs.75/- (For Regd. Post)
No change
12 Jewel Loan minimum Interest 15 days interest No change
13 Death Claim Form Free of cost Rs.100/-
14 Non-maintenance of minimum
balance in the SB/CA account
i) For SB account
With cheque facility -Rs.50/- per
month.
Without cheque facility - Nil.
(ii) For Current a/c - Rs.50/- per
month.
i) For SB account
With cheque facility -Rs.100/- per
month.
Without cheque facility - Nil.
(ii) For Current a/c - Rs.100/- per
month.
15 Remittance:
Issue of Banker’s Cheque/our
DD/Pay Order/MTs/TTs/Drafts
a) Customers -
Rs.4/- per Rs.1,000/-
Minimum Rs..40/-
Maximum Rs.10,000/-

b) Non-Customers –
Rs.7.50/- per Rs.1,000/-
Minimum Rs.75/-
Maximum Rs.15,000/-
a) Customers -
Rs.5/- per Rs.1,000/-
Minimum Rs.50/-
Maximum Rs.10,000/-

b) Non-Customers –
Rs.10/- per Rs.1,000/-
Minimum Rs.100/-
Maximum Rs.15,000/-
16 Collection of Outward Cheques :
Upto Rs.5,000/-
From Rs.5,001 to Rs.10,000/-
From Rs.10,001/- to Rs.1,00,000/-
Above Rs.1,00,000/-
Rs.25/-
Rs.50/-
Rs.100/-
Rs.200/-
Rs.50/-
Rs.100/-
Rs.150/-
Rs.250/-
17 Collection of Bills: Rs.10/- per Rs.1,000/-
Minimum Rs.100/-
Maximum Rs.10,000/-
No Change
18 DD/Bankers cheques/Pay order
cancellation of charges
Rs.150/- Rs.200/-
19 Issue of Solvency Certificate Rs.500/- per Rs. 1,00,000/-
Maximum Rs.20,000/-
Rs.1000/- per Rs. 1,00,000/-
Maximum Rs.20,000/-
20 Charges for Safe-custody
i)Scripts
ii)Sealed cover
iii)Sealed Boxes
Rs.150/-
Rs.150/-
Rs.300/-
Rs.150/-
Rs.250/-
Rs.400/-
21 New Locker opening
processing charges
Rs.500/- Rs.750/-
22 Charges for execution
of bonds (Societies)
Rs.250/- per loan Rs.300/- per loan
23 Jewel Loan Processing
charges
0.1% to the loan amount
Minimum Rs.25/-
Maximum Rs.100/-
No change
24 Locker Operation charges Rs.20/- per visit
(more than 24 free visit per year).
Rs.50/- per visit (more than
24 free visit per year).
25 Cash withdrawal per year Rs.2/- per withdrawal (minimum Rs.10/- if
exceeds 60 withdrawals per year).
Rs.5/- per withdrawal
(minimum Rs.10/- if exceeds
60 withdrawals per year).
26 Ledger Folio charges for
Current a/c
Rs.100/- per half year Rs.150/- per half year
27 Incidental charges for
long pending Advance
Repayable and other liabilities
Rs.100/- per half year Rs.250/- per half year
28 Locker break opening
charges (Key lost)
Rs.1,000/- + Company charges.
Need to maintain key deposit - Rs.5,000/-.
No change
29 Charges to be collected for
loss of token (from customer)
Rs.100/- per token Rs.250/- per token
30 RTGS/NEFT charges Commission Details
(Including
Service Tax)
Upto
12.00
Noon
Rs.
Upto
3.30
p.m.
Rs.
RTGS:
Rs.2.00 Lakh to
Rs.5.00 lakh
Above Rs.5.00 lakh
28.00
56.00
29.00
57.00
NEFT:
Upto Rs.10,000
Rs.10,001 to
Rs.1.00 lakh
Rs.1,00,001 to
Rs.2.00 lakh
3.00
6.00
17.00
4.00
7.00
18.00
No change